Shortcuts
Current Rates
Printable Forms
Calculators
ATM Locator
Maps & Directions
Contact Us
Central@net
Visa Card Access
Careers

Apply for a loan and instant decision online

Low Rate Home Loans Make Home Buying Affordable!

Rely on E-Central: Qualified Experts. More Options. Better Pricing.

Looking to Refinance? We can help!


Fully Insured Up To $350,000 & Financially Strong!

As an individual Member you are fully insured up to $350,000 by the National Credit Union Administration (a federal agency) and American Share Insurance (a private company). Additionally, your Individual Retirement Accounts (IRA) are insured up to $500,000. That's more than any bank!

Depending on your account relationship with the Credit Union, your funds could be covered even greater than $350,000. Read more »


Win Up to $500! Open a Checking Account. Enter the Drawing.

An E-Central Checking Account connects you to a world of money-saving services — from our free ATM Visa/Debit Card and over 25,000 surcharge-free CO-OP ATMs, to Internet Banking and Bill Pay services! Plus when you open a new E-Central Checking Account, you could win up to $500 in our “Sunshine Dollars Drawing”. Read more »


Summer Certificate Special Extended — Earn 3.80% APY

We've extended our Summer Certificate Special for a little longer. With a minimum deposit of $5,000, you'll earn 3.80% APY (with a Checking Account) or 3.60% (without a Checking Account) on a 6-month Certificate. Act fast — This special offer won't be around forever! Read more »


Bank Green & Win Green

Help the environment and you could win $5,000! Take advantage of E-Central's free online Bill Pay service to SAVE gas, trees, time and money. If every U.S. household paid their bills online, we could cut paper waste by 1.45 billion tons per year. Read more »


Identity Theft Protection Tips

Please know that E-Central will never solicit confidential, personal or sensitive information via email or through outbound calling. Identity theft is when someone uses your personal information to commit a crime against you or someone else. Here are five things to consider. Read more »


New Auto Loan Rates

Used Auto Loan Rates

Home Equity Line of Credit